Well, the bills have been arriving from my recent ER visit and subsequent tests.  I’m a health insurer’s worst nightmare.  I require an operation every five years to replace my pacemaker/defibrillator.  On top of that, I  have the octopus thingy.  For all of you out there in the medical profession, I apologize.  I am a slow pay.  When you are both the patient and the bill payer, something has to give.  For me, it is my sanity.  I’ll wait for that second and third notice.  The bills have to work their way through the insurance system anyway.  No need to pay for something before the insurance company has had its go at it. To determine what you actually owe, you have to steel yourself for the fight.  It is a date with the dark side.  Sisyphus and his rock.  It is insanity.  Oh, wait, I’m supposed to stay calm.  These bills are going to have to wait.